Strategic partner · Tax planning

How we use
Holistiplan.

Looking back at last year’s return, and forward to a lower lifetime tax bill.

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Integrity strategic partner

In Loren’s words

Rear-view and
windshield.

Loren ShermanFounder & Financial Advisor

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I’ve often described tax planning in two distinct ways: rear-view tax planning (looking back at your previous year), and windshield tax planning (looking forward, planning for the future).

Holistiplan is a beautiful merger of both.

Two ways to plan taxes

Looking back.
Looking ahead.

One tool for last year’s return and for every year still to come.

Looking back at your previous year

Rear-view tax planning

Using intelligent automation, it allows us to instantly analyze all key metrics from your previous tax return so we can make adjustments before you file, or file an amendment if necessary.

  • Analyze all key metrics from your previous tax return
  • Make adjustments before you file
  • File an amendment if necessary

Looking forward, planning for the future

Windshield tax planning

It also gives us a big-picture perspective to help lower your “lifetime tax bill.” Some of this involves:

  • Modeling out hypothetical scenarios
  • Maximizing credits and deductions
  • Making the most of each tax bracket before the next jump
  • Solving for the right amount of Roth conversions

“Tax planning is a balancing act, where adjusting one data point can move others in unintended ways. Holistiplan safeguards that nothing catches us by surprise, and all parts of your tax plan are working in harmony.”

Loren ShermanFounder & Financial Advisor

Your Retirement Risks Analysis

Behind your
15 risks.

Retirement Risks are assessed using Holistiplan®, TIFIN Wealth®, RISA®, and Right Capital®.

Your report grades each of the 15 risks red, yellow or green, tax risk among them, and it’s yours to keep.

See the 15 risks
  1. 01Longevity risk
  2. 02Healthcare risk
  3. 03Morbidity risk
  4. 04Business risk
  5. 05Purchasing Power risk
  6. 06Market risk
  7. 07Portfolio risk
  8. 08Tax risk
  9. 09Fee Drag/Opportunity Cost risk
  10. 10Sequence of Returns risk
  11. 11Long-Term Care/Disability risk
  12. 12Public Policy risk
  13. 13Liquidity risk
  14. 14Bequeath & Legal risk
  15. 15Self-Sabotage/Personalization risk

Our strategic partners

Personal guidance.
Thoughtful resources.

Specialist knowledge and technology help connect the details, so the conversation can stay focused on you.

TIFIN Wealth

Investment insight

Tools that connect risk, portfolio analysis, and planning conversations.

Right Capital

Your financial picture

A connected view of cash flow, retirement scenarios, and the details of your plan.

CreativeOne

Education & engagement

Support for educational events, podcasts, webinars, and client experiences.

Wealth.com

Estate planning

Resources to help organize, review, and understand estate planning documents.

RIA in a Box

Compliance support

Support for regulatory requirements, supervision, and license renewals.

The people behind your plan

Our Team

Meet Loren and the specialists who work on your investments, taxes, insurance and Medicare.

Your next best step

Let’s start
a conversation.

A chance to meet, share what matters to you,
and see whether we’re the right fit.

Schedule an Appointment Explore the Integrity approach